Banks’ Q1 performance causes concerns

Last updated: January 3, 2017

Dhaka, Bangladesh (BBN)- Bangladesh’s banking sector performance witnessed some concerns including higher classified loans in the first quarter (Q1) of this fiscal year (FY) compared to that of the previous quarter.
The banking sector indicators showed some concern during the Q1 of the FY 2016-17 as gross non performing loan (NPL) ratio crept up to 10.34 per cent at the end of September 2016 from 10.06 per cent at end June 2016, according to the central bank latest quarterly report.
“However, the ratio of net NPL in the banking sector declined to 2.77 per cent from 2.81 per cent during the same period due partly to some shrink in provision shortfall,” the central bank said in its latest Bangladesh Bank Quarterly (BBQ) for July-September-2016.
The provision shortfall position of the banking sector came down to BDT 43.8 billion at the end of September 2016 from BDT 44.5 in the previous quarter of the FY 16, it added.
On the other hand, the spread of monthly weighted average interest rates for all banks fell to 4.76 per cent in September 2016 from 4.91 per cent in June 2016 owing to falling lending rates, while the weighted average call money rate decreased marginally from 3.70 per cent in June 2016 to 3.64 per cent in September 2016, according to the BBQ.
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